Cashback That Cuts Years Off Your Mortgage
Unlock £5 OFF your mortgage*, plus get cashback every time you shop online or in-store. It’s time your home loan paid you back. Get the FREE app that is available to download today and get closer to financial freedom!!
*We may earn a small referral bonus if you sign up via our link.
We only recommend tools that help you build better long-term outcomes.
UK Mortgage Cashback Apps & Platforms Comparison
At Boost My Mortgage, we’ve reviewed the UK’s
top-rated cashback apps and platforms comparison to help you cut interest, earn cashback, and take control of your repayments without the confusion.
One app stood out during our review…SPRIVE.
Unlike traditional cashback schemes that reward spending with short-term perks, Sprive flips the script. It’s designed to help homeowners actively chip away at their mortgage, using everyday spending to trigger automated, recurring overpayments. Think of it as cashback with a purpose—smart, seamless, and surprisingly powerful in the long run.
Why We Recommend Sprive First
While many apps and platforms we reviewed offer one-time cashback or switching bonuses, Sprive stands out for one key reason: it turns small, ongoing cashback from your shopping into consistent mortgage overpayments helping you save month after month and reduce your loan long-term.
It links securely to your bank and automates the process – no hassle, just real interest savings. One off cashbacks are nice, but recurring, compounding financial control? That’s smarter.
How It Works
Sign up via the referral link for your £5 mortgage cashback*
Link the app to your mortgage account
Shop at online & high street retailers
Earn cashback towards your mortgage
*We may earn a small referral bonus if you sign up via our link. We only recommend tools that help you build better long-term outcomes.
How to pay off your mortgage faster with Sprive!
*Video by Sprive. Shared for info only. Boost My Mortgage isn’t affiliated but may earn a referral bonus if you sign up via our link.
Sprive is a free app founded by Jinesh Vohra, who paid off his mortgage in just four years—saving over £70,000. Inspired to help others do the same, Sprive automates mortgage overpayments by linking to your bank and setting aside small amounts based on your spending.
You stay in control, can pay your lender with one tap, and could potentially pay off your mortgage eight years early, saving around £32,000.
Where Can You Earn Cashback
Shopping with impact has never been this simple. Every time you grab essentials or treat yourself at top retailers—whether it’s Amazon, Sainsbury’s, or Starbucks—you’re automatically stacking up cashback that chips away at your mortgage. There’s no need to change your habits or rethink your routine; it’s just smart spending that quietly pays off.
And the best part? It’s all built to be effortless.
From your weekly groceries to last-minute holiday bookings, every transaction helps shave a little more off your mortgage without any extra hassle. It’s spending with purpose.
Why It Matters
Mortgage stress is real.
With Boost My Mortgage, every pound counts towards financial freedom. Whether you’re a first-time buyer or deep into repayments, our cashback system helps you save without changing your lifestyle. By partnering with trusted lenders and streamlining your journey, we ensure your mortgage works harder for you. Boost My Mortgage isn’t just about saving, it’s about smart choices that build long-term security, one payment at a time.
Trusted, Simply, Rewarding.
FAQ Snipets
Q: How do I get cashback on my mortgage?
You shop as normal through using voucher and gift cards purchased from the Sprive app. Cashback is given as a percentage of your overall purchase. We track your spend and send cashback to your mortgage account or savings wallet.
Q: Do I need to switch lenders?
No! You can keep your current lender we work alongside your setup.
Q: Is this available across the UK?
Yes, we support users in England, Wales, Scotland and Northern Ireland.
