Our Story
Our Story: A New Way to Think About Mortgages
At Boost My Mortgage, we believe the way you pay off your mortgage shouldn’t be defined by outdated systems or inflexible banks. We’re here to shift the narrative—to turn everyday spending into something powerful. Something rewarding. Something that works quietly in the background to reduce your biggest monthly expense.
Our mission is simple but powerful: to help UK households chip away at their mortgage using cashback from everyday purchases—without changing their lifestyle.
Whether you’re grabbing your groceries from Sainsbury’s, shopping online at Amazon, or booking a well-earned holiday with Jet2Holidays, you’re already spending money. Why not make those pounds work harder for your future? We created Boost My Mortgage so that you can spend smarter, live better, and become mortgage-free faster—one cashback boost at a time.
Why We Exist
Mortgage repayments are the single largest expense for most UK homeowners. Yet, there’s been little innovation in how people approach reducing those monthly payments—until now.
Boost My Mortgage is built on a modern, tech-forward principle: you don’t need to earn more or change your habits to make your mortgage more manageable. Instead, we help your everyday spending do the heavy lifting.
We’re here for people who want:
- Greater financial freedom without added effort
- Transparent, fee-free services with no gimmicks
- Flexible control over how and when they apply cashback
- Real, measurable impact on their mortgage balance
- Partnerships they can trust, including FCA-regulated platforms and trusted UK brands
The best part? You remain in the driver’s seat. It’s your shopping. Your cashback. Your mortgage.
How It Works
We’ve designed the process to be as effortless as your weekly shop.
- Sign Up (It’s Free)
Join in seconds—there are no sign-up fees, no fine print, and absolutely no obligation. - Shop with Our Retail Partners
We’ve partnered with hundreds of the UK’s most trusted high-street and online retailers including:- Amazon
- Sainsbury’s
- M&S
- Boots
- Starbucks
- Jet2Holidays
…and many more.
- Earn Cashback Automatically
Every qualifying purchase through our platform earns you cashback, which accumulates in your Boost Wallet. - Apply Cashback to Your Mortgage
Use your cashback to reduce your mortgage payments monthly or periodically. You’re in full control. - Watch It Add Up
It may not look like much at first—but like interest in reverse, your cashback grows. Over time, the savings are substantial.
This isn’t magic—it’s money you were already spending, redirected with purpose.
Built on Trust
At Boost My Mortgage, trust isn’t just a buzzword—it’s a benchmark. We’re committed to transparency, compliance, and security. Every partner we work with is FCA-regulated or meets the highest standards in payment and data handling. Your financial safety is paramount. You can always expect us to only integrate with partners who meet rigorous financial standards, compliance protocols and bank-level security.
Real Results. Real People
We’re not about abstract promises—we’re about measurable outcomes. Take Lucy from Birmingham. She didn’t do anything special. No side hustle. No austerity budgeting. She just connected her usual retailers and earned over £430 in cashback within 10 months, which she used to shorten her mortgage term. Or Raj in Leeds, who booked two family holidays, did his Christmas shopping through Boost My Mortgage, and knocked £720 off his mortgage by the following June. This is modern financial wellness—quiet, consistent, and achievable.
What Makes Us Different
We know there are other cashback sites out there. But here’s what sets us apart:
Feature | Boost My Mortgage | Traditional Cashback Sites |
|---|---|---|
Applies cashback directly to mortgage | ✅ Yes | ❌ No |
Focused on mortgage reduction | ✅ Yes | ❌ No |
FCA-regulated partnerships | ✅ Yes | ❌ Rare |
Transparent & no hidden fees | ✅ Always | ❓ Varies |
Cashback withdrawal flexibility | ✅ You decide | ⚠️ Often limited |
Purpose-driven savings | ✅ Mortgage focused | ❌ General discounts |
You’re not just getting rewards. You’re investing in your financial future.
Who We’re Built For
Boost My Mortgage was designed with real UK households in mind:
- First-time buyers managing tight monthly budgets
- Young families trying to stay ahead of rising interest rates
- Savvy spenders who want more out of everyday purchases
- Professionals balancing convenience with long-term goals
- Homeowners on fixed, variable, or tracker deals who want added relief
Whether you’re refinancing or halfway through your mortgage term, Boost My Mortgage adapts to you.